आयुष्मान भारत (Ayushman Bharat)

Ayushman Bharat – Hospital List & Cashless Treatment 2026 | आयुष्मान भारत अस्पताल सूची और मुफ्त इलाज

Ayushman Bharat ke tahat Rs 5 lakh tak free treatment paayein. 24,000+ hospitals me cashless treatment milta hai. Is article me jaaniye card kaise banayein, hospital list, aur eligibility.

योजना के मुख्य बिंदु (Quick Overview & Facts)

Ayushman Bharat ke main highlights:

₹5 Lakh

Per Family Coverage (प्रति परिवार कवरेज)

24,000+

Empanelled Hospitals (अस्पताल)

50 Crore+

Beneficiaries (लाभार्थी)

1,949

Treatment Packages (इलाज पैकेज)

Objective (उद्देश्य): Ayushman Bharat ka uddeshya garib parivaron ko world-class healthcare pradan karna hai. Isme cashless aur paperless treatment milta hai jo bahut se serious diseases cover karta hai. Government ka target hai ki har garib ko quality healthcare mile.

Ayushman Bharat Portal

Official portal jahan se card banwayein, hospital list check karein, aur eligibility verify karein.

beneficiary.nha.gov.in →

Hospital Search

Apne area ke empanelled hospitals dhundhein. State, city aur specialty wise search kar sakte hain.

hospitals.pmjay.gov.in →

Ayushman Bharat App

Mobile app se card download karein, hospital search karein, aur treatment details check karein.

Download App →

आवेदन कैसे करें? (Step-by-Step प्रक्रिया)

पात्रता मापदंड व जरूरी नियम (Eligibility Criteria)

Sabse pehle apni eligibility check karein. beneficiary.nha.gov.in par jaake apna naam check karein. SECC 2011 data ke according BPL families eligible hain. Ration card number se bhi check kar sakte hain.

Documents तैयार करें

Aadhaar Card, Ration Card, Bank Details, aur Passport Size Photo taiyar karein. Sab documents ki photocopy ke saath original le jaayein. Digital copies bhi rakh lein.

CSC Center जाएँ

Apne nearby CSC (Common Service Center) par jaayein. Wahan Ayushman card banane ki suvidha hai. Operator aapki help karega form bharme me. Free me card banta hai.

e-KYC करें

Aadhaar se e-KYC hota hai. Biometric verification bhi hota hai. Photo bhi lagegi card par. Ek baar verify hone ke baad card ban jayega.

Card Download करें

Registration ke baad 2-3 din me card ban jayega. Online bhi download kar sakte hain beneficiary portal se. Digital card bhi valid hai treatment ke liye.

Hospital में Treatment लें

Ayushman card leke hospital me jaayein. Card dikhayein aur treatment lein. Koi paisa nahi dena padta. Cashless treatment milega. Bill government settle karti hai.

Who Is Eligible (पात्रता मानदंड)

BPL Families

SECC 2011 data ke according Below Poverty Line families eligible hain. Rural aur urban dono ke liye different criteria hai.

SC/ST Families

Scheduled Caste aur Scheduled Tribe ke parivaron ko priority milti hai. Inka naam automatically SECC list me hota hai.

Antyodaya Anna Yojana

AAY card holders bhi eligible hain. Antyodaya parivaron ko scheme ka labh milta hai bina kisi condition ke.

Occupational Categories

Manual scavengers, washermen, ragpickers, cobblers, street vendors, unorganized workers eligible hain.

Tribal Families

Primitive Tribal Groups aur forest dwellers bhi eligible hain. Tribal certificate chahiye. Inko priority milti hai.

Senior Citizens (70+)

2026 me 70 saal se adhik umr ke senior citizens ko alag se Rs 5 lakh additional cover diya gaya hai. Unke liye eligibility criteria alag hai.

No Income Limit

Scheme me koi income limit nahi hai. Sirf SECC list me naam hona zaroori hai. BPL status ke according eligible hota hai.

Family Coverage

Poora parivar cover hota hai. Koi bhi family member treatment le sakta hai. Family size ki koi limit nahi hai. Husband-wife dono covered hain.

No Income Certificate

Sirf SECC list me naam hona zaroori hai. Alag se income certificate dikhane ki zaroorat nahi hai. BPL status automatically verify ho jata hai.

All Age Groups Covered

Bachche, jawan, aur buzurg sab cover hain. Koi age limit nahi hai sirf SECC list me naam hona chahiye. 70+ ko additional cover milta hai.

Pre & Post Hospitalization

Hospitalization se pehle 3 din aur baad me 15 din ka kharcha bhi cover hota hai. Diagnostic tests, medicines aur follow-up visits included hain.

Day Care Procedures

Kai procedures jisme overnight stay ki zaroorat nahi hoti wo bhi cover hote hain. Chemotherapy, dialysis, eye surgery sab included hain.

आवेदन हेतु जरूरी दस्तावेज़ (Required Documents)

Aadhaar Card – Identity verification ke liye zaroori hai
Ration Card – BPL status verify karne ke liye
SECC List Me Naam – Online check kar sakte hain portal par
Bank Passbook – Treatment ke baad claim ke liye
Passport Size Photo – Card par lagegi, recent honi chahiye
Mobile Number – OTP ke liye active number chahiye
Address Proof – Electricity bill, water bill ya rent agreement
Caste Certificate (if applicable) – SC/ST category ke liye

Hospital List – Top Empanelled Hospitals (अस्पताल सूची)

Ayushman Bharat me empanelled kuch major hospitals:

AIIMS (All India Institute)

Delhi, Bhopal, Jodhpur, Rishikesh, Patna, Bhubaneswar, Raipur, Mangalagiri – sab AIIMS me free treatment milta hai Ayushman card se.

Government Medical Colleges

Har rajya ke government medical colleges me treatment milta hai. Chennai, Mumbai, Kolkata, Hyderabad ke top colleges included hain.

Private Empanelled Hospitals

Apollo, Fortis, Max, Narayana, Manipal – sab bade private hospitals bhi Ayushman Bharat me empanelled hain. Cashless treatment milta hai.

District Hospitals

Har zile ke district hospital me Ayushman Bharat ka treatment milta hai. Aapke nazdiki district hospital me jaake card dikhayein.

आवेदन करते समय इन गलतियों से बचें (Common Mistakes)

Card Nahi Banwana

Bahut se log eligible hone ke baad bhi card nahi banwate. Emergency me pachtate hain. Pehle se card bana ke rakhein.

Private Hospital Me Paisa Dena

Kuch private hospitals Ayushman card hone ke baad bhi paisa maangte hain. Aisa galat hai. NHA ki helpline par complaint karein.

Card Ka Use Na Karna

Log card banwa ke rakh lete hain lekin use nahi karte. Jab bhi zaroorat ho treatment ke liye card use karein. Free hai.

Galat Hospital Chunna

Koi bhi hospital me jaake treatment mat lein. Pehle website par check karein ki hospital empanelled hai ya nahi. Non-empanelled me paisa lagega.

काम की बातें व महत्वपूर्ण सलाह (Expert Tips)

Digital Card Rakhein

Ayushman card ka digital version phone me save kar lein. Abhi bhi valid hai. Physical card ki zaroorat nahi hoti hamesha.

Hospital Check Karein

Treatment se pehle website par hospital ka naam check karein. Empanelled hospital hi jaayein. Bina check kiye mat jaayein.

Treatment Package Samjhein

1,949 treatment packages hain. Apni bimari ka package check karein. Kya cover hota hai ye samajh lein.

NHA Helpline Yaad Rakhein

14555 toll-free number yaad rakhein. Kisi bhi problem me call karein. 24/7 available hai. Complaint bhi kar sakte hain.

अक्सर पूछे जाने वाले सवाल (FAQs)

Ayushman Bharat kya hai?

Ayushman Bharat ek health insurance scheme hai jo garib parivaron ko Rs 5 lakh tak free treatment deti hai. Isme 24,000+ hospitals me cashless treatment milta hai. World ki sabse badi health scheme hai.

Ayushman card kaise banayein?

Nearby CSC center par jaake Ayushman card banwayein. Aadhaar card aur ration card chahiye. Online bhi bana sakte hain beneficiary.nha.gov.in par. Free me banta hai 2-3 din me.

Kaun sa hospital Ayushman Bharat me aata hai?

Government aur private dono tarah ke hospitals empanelled hain. 24,000+ hospitals nationwide me cashless treatment milta hai. Hospital list website par available hai. AIIMS, Fortis, Apollo sab included hain.

Ayushman Bharat me kya kya cover hota hai?

Surgery, ICU, medicine, diagnostics, food, aur ambulance sab cover hota hai. Pre aur post hospitalization ka kharcha bhi milta hai. Room charges bhi included hain. 1,949 treatment packages hain.

Ayushman Bharat ke liye kaun eligible hai?

SECC 2011 data ke according BPL families eligible hain. SC/ST, Antyodaya, aur labharthi parivaron ko priority milti hai. SECC list me naam hona zaroori hai. Senior citizens (70+) ko bhi cover kiya gaya hai.

Ayushman Bharat me cashless treatment kaise milta hai?

Ayushman card dikhaayein hospital me. Card verify hone ke baad treatment shuru hota hai. Koi paisa nahi dena padta. Bill hospital aur government ke beech settle hota hai.

Ayushman Bharat ka card kho gaya to kya karein?

Dubara bana sakte hain CSC center par. Ya online portal se download kar sakte hain. Aadhaar card se verify karke naya card ban jayega. Digital card bhi valid hai.

Ayushman Bharat me kaun si bimari cover hoti hai?

Cancer, heart surgery, kidney transplant, eye surgery, dental surgery, aur bahut si aur bimariyan cover hoti hain. 1,949 treatment packages hain. Serious illnesses sab cover hoti hain.

Ayushman Bharat 2026 me kya updates hain?

2026 me coverage Rs 5 lakh se badhakar Rs 10 lakh kar di gayi hai. Senior citizens (70+) ke liye alag se Rs 5 lakh additional cover hai. Hospitals ki sankhya bhi badhi hai.

Ayushman Bharat me referral chahiye kya?

Nahi, referral ki zaroorat nahi hai. Seedha hospital me jaake treatment le sakte hain. Kisi doctor ki referral letter ki zaroorat nahi. Sirf Ayushman card chahiye.

Ayushman Bharat ka claim kaise karein?

Hospital khud claim karta hai. Patient ko kuch nahi karna padta. Sirf Ayushman card dikhana hai. Insurance company aur hospital ke beech settlement hota hai.

Ayushman Bharat me family members ka cover hota hai?

Haan, poora parivar cover hota hai. Koi bhi family member treatment le sakta hai. Family size ki koi limit nahi hai. Husband-wife dono covered hain.

Ayushman Bharat me pre-existing diseases cover hoti hain?

Haan, pehle se mojud bimariyan bhi cover hoti hain. Koi waiting period nahi hai. Join karte hi sab bimariyan cover ho jati hain. Cancer, diabetes sab included hain.

Ayushman Bharat me kya kya cover nahi hota?

Cosmetic surgery, organ transplant, fertility treatment, aur dental implant cover nahi hote. OPD treatment bhi cover nahi hota. Sirf hospitalization cover hota hai. Scheme ke under approved treatments hi cover hote hain.

Ayushman Bharat me secondary aur tertiary care kya hai?

Secondary care me general surgeries aur medical treatments cover hote hain. Tertiary care me heart surgery, cancer treatment, aur kidney transplant jaise complex procedures cover hote hain. Dono level ke treatments available hain.

Ayushman Bharat ka card kitne samay tak valid hai?

Card ki koi expiry date nahi hai. Jab tak family eligible hai tab tak card valid rahega. Har saal eligibility verify hoti hai. Agar SECC list me naam hai to card valid rahega.

Ayushman Bharat me kya ambulance milta hai?

Haan, emergency ambulance service bhi cover hota hai. Hospital se pehle ki ambulance aur hospital se ghar ki ambulance dono cover hoti hai. Rs 3,000 tak ambulance ka kharcha milta hai.

Jinka naam SECC list me nahi hai wo kya karein?

Agar aapka naam SECC list me nahi hai to aap eligible nahi hain. Lekin 70+ senior citizens ke liye alag provision hai. CSC center par jaake eligibility check karayein. Agar eligible hain to card banwayein.

Ayushman Bharat me second opinion le sakte hain?

Haan, aap kisi bhi empanelled hospital me jaake second opinion le sakte hain. Koi restriction nahi hai. Multiple hospitals me treatment ke liye ja sakte hain. Sirf Ayushman card chahiye.

Ayushman Bharat me daycare procedure kya hai?

Daycare procedure me same day discharge hota hai. Chemotherapy, dialysis, eye surgery sab daycare me ho jata hai. 24 ghante se kam time lagta hai. Sab covered hai under the scheme.

Hindi Summary (हिंदी सारांश)

आयुष्मान भारत भारत सरकार की एक महत्वपूर्ण स्वास्थ्य बीमा योजना है जो गरीब परिवारों को Rs 5 लाख तक मुफ्त इलाज प्रदान करती है।

इस योजना में 24,000 से अधिक अस्पतालों में कैशलेस इलाज मिलता है। सरकारी और प्राइवेट दोनों तरह के अस्पताल शामिल हैं। AIIMS, Fortis, Apollo, Max सब शामिल हैं।

पात्रता: SECC 2011 के अनुसार BPL परिवार पात्र हैं। SC/ST, अन्त्योदय, और लाभार्थी परिवारों को प्राथमिकता मिलती है। 70+ सीनियर सिटिज़न को अतिरिक्त Rs 5 लाख कवरेज मिलता है। कोई इनकम सर्टिफिकेट की जरूरत नहीं है। सभी उम्र के लोग कवर होते हैं।

कवरेज: सर्जरी, ICU, दवाई, जांच, खाना, और एम्बुलेंस सब कवर होता है। 1,949 ट्रीटमेंट पैकेज उपलब्ध हैं। प्री और पोस्ट हॉस्पिटलाइजेशन का खर्चा भी मिलता है।

कार्ड कैसे बनाएं: निकटतम CSC सेंटर पर जाएं। आधार कार्ड और राशन कार्ड चाहिए। 2-3 दिन में कार्ड बन जाता है। ऑनलाइन भी बना सकते हैं। कार्ड की कोई एक्सपायरी डेट नहीं है।

कैशलेस ट्रीटमेंट: अस्पताल में आयुष्मान कार्ड दिखाएं और मुफ्त इलाज लें। कोई पैसा नहीं देना होता। बिल सरकार और अस्पताल के बीच सेटल होता है। रिफरल की जरूरत नहीं है।

क्या कवर नहीं है: कॉस्मेटिक सर्जरी, ऑर्गन ट्रांसप्लांट, फर्टिलिटी ट्रीटमेंट कवर नहीं है। OPD ट्रीटमेंट भी कवर नहीं है।

2026 में कवरेज Rs 5 लाख से बढ़कर Rs 10 लाख कर दिया गया है। 70+ सीनियर सिटिज़न को अतिरिक्त Rs 5 लाख मिलता है। हेल्पलाइन नंबर 14555 है।

Ayushman Bharat – Hospital List & Cashless Treatment 2026